Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Premium luxury credit cards, or "black cards," are the most exclusive credit cards on the market.

The card grants bearers exclusive benefits, elite standing in various loyalty programs, and prestige. The Platinum Card, on the other hand, provides many of the same benefits without the ...

Credit cards and banking specialist Jenn Underwood brings over 16 years of personal finance experience to the table. After a decade of teaching courses in banking, debt reduction, budgeting and ...