As people who work for a living, we’ve all been told about the virtues of tax-deferred retirement plans -- those 401(k)s, 403(b)s and IRAs, Roth and regular. I apologize for asking such a rude ...

(CNN) — Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation. And it’s one you can arrange by keeping ...

Most people this time of year gather up their tax-related documents while preparing to file their annual return and think about how they could possibly pay less tax. For some people, it is one of ...

Compared to many retirees, you are in an enviable position with $1 million socked away in your IRA at 70. Still, living a ...

Retirement income planning is essential for your peace of mind — it can help you maintain your lifestyle and ease your worries that you'll run out of money.

The best and most tax-efficient retirement income strategy depends on your asset mix, tax situation, and long-term goals. As you approach retirement, it’s important to develop a retirement income ...

Americans over the age of 73 with tax-deferred retirement accounts need to be thinking about next year’s required minimum distribution (RMD). That’s the amount of money the government requires you to ...

Last week, we looked at three former federal employees who all made the same error when completing form RI 92-19, FERS Application for Deferred or Postponed ...

Parents often step in to help with rent, student loans or a return home after graduation, especially as younger adults ...