Learn how these federal agencies safeguard your deposits at credit unions and banks, offering protection up to $250,000 per ...

Recent bank failures have focused attention on deposit insurance. With the recent failures of Silicon Valley Bank and Signature Bank the FDIC ensured all depositors were quickly paid back in full.

House Financial Services Committee Chair Patrick McHenry, R-N.C., said Tuesday that it was "unlikely" that deposit insurance reform passes in the current Congress and that talks on deposit insurance ...

The risk of bank runs could be lowered if lawmakers accept a new proposal from the Federal Deposit Insurance Corp. to boost deposit-insurance protection for businesses above the current $250,000 ...

The collapse of Silicon Valley Bank in March has led to a debate about federal deposit insurance. On one side are academics and experts who believe that the government should guarantee all deposits.

When Congress returns from its recess in 2026, a number of financial legislative issues will be teed up, including crypto ...

The proposed bank, backed by billionaire investor Peter Thiel, received conditional approval from the OCC in October.

Standard FDIC and NCUA insurance covers up to $250,000 of deposits and interest earned on those deposits. Online-only banks also provide FDIC insurance, but fintech companies aren't part of the FDIC ...

The FDIC was created 90 years ago to help the U.S. navigate a catastrophe that put thousands of banks out of business. Its mission is to keep panic and turbulence from collapsed institutions like ...