What Is a Social Security COLA, and How Can It Affect Your Retirement Plan in 2025?
Social Security COLAs are designed to help retirees keep up with rising costs of living. Social Security is the only inflation-protected source of income that most retirees have. The system for calculating COLAs isn’t perfect,
CPI-W inflation increased 2.5% in the third quarter of 2024, so Social Security benefits received a 3.2% COLA in 2025. The following chart shows how much additional monthly income, on average ...
Consumer prices rose 2.8% in the 12 months through February, a slowdown from January's faster-than-expected 3% rate. This ...
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