Learn how retrospectively rated insurance adjusts premiums based on actual losses, the benefits it offers, and how it compares to experience-rated insurance.

Since 1999, insurance premiums increased at 3 times the rate of US workers’ earnings, along with escalating hospital prices.

Discover what net premiums written mean and how they affect insurance companies’ financial health. Learn the difference between earned and unearned premiums.

Permanent life insurance is a type of life insurance policy that provides coverage for the entire lifetime of the insured as long as the premiums are paid. Unlike term life insurance, which offers ...

The rising cost of home insurance isn't slowing down at a time of heightened economic uncertainty. Homeowners in every U.S. state are expected to see average annual home insurance premiums rise by as ...

The cost of car insurance is a regular gripe among drivers but research suggests premiums aren’t actually all going back into insurer profits. The City watchdog launched a review of the car insurance ...