Nov 26, 2024 · I've been a YNAB user for almost 8 years now. It's been a good tool for me, and overall I've been very happy with it.

May 25, 2019 · Hi, I've been using YNAB for a few years now and pay the subscription annually.

Feb 20, 2017 · I started using YNAB in 2015 and have never looked back. It is literally life changing. It makes you look at your money differently. It is worth every penny and more of the …

Aug 28, 2018 · YNAB - good or bad Lydia42 Posts: 133 Forumite 28 August 2018 at 6:52PM Hi Talk to me about YNAB. I keep hearing people say how it's really helped them to budget and …

Aug 2, 2025 · Right, I am going to finally start a diary on here. I am being supported financially by my OH to allow me to help my sister care for my 90 year old father.

Jun 4, 2014 · The way I budgeted and cleared my debts was very similar to YNAB in setting up what I called "departments" with annual payments split over the year in 11 monthly deposits to …

Jul 29, 2014 · I download a free trail of YNAB yesterday and have started to use it.

Nov 28, 2020 · Thanks for your reply and the details! The Monzo pots are what appealed to me and the spending categories. I struggle more with budgeting expenses that are not paid …

Jan 27, 2020 · On the other hand, it's a comprehensive financial suite with excellent reporting, so it does a lot that YNAB doesn't do. I'm also just starting experimenting with MoneyWiz, which …

Feb 27, 2017 · I don't quite understand recording credit card stuff in YNAB. I've set up my credit card accounts, I've done transfers from my bank account to the credit card for my regular …